There are more cars and drivers on the road each year. With so many vehicles on the road, crashes will happen. The difference between a little bother and major obstacle can be car insurance. How can you determine what type of insurance you require and where you should go to buy it? Coverage requirements will differ by state/province, but usually include the following: Liability: This kind of insurance will pay for the damage that you have caused. These damages might include bodily injury, and property damage. If you are in legal trouble, liability insurance can pay for your legal fees. Local laws usually mandate minimum amounts, but higher amounts can be purchased and are very beneficial. Personal Injury Protection: Personal injury protection pays for the medical treatment for you and other people in your car, regardless of who was at fault in the crash. It is mandated in some states and optional in others. This insurance can also cover lost earnings, service replacement and funeral expenses. Local government usually sets minimum amounts. Medical Payments: This type of coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. All reasonable medical or funeral expenses will be covered under this type of policy. Collision: Pays for damage to your vehicle caused by an accident. Comprehensive: This kind of insurance covers any damages not caused by a collision. This may include weather damage, vandalism, and robbery. Uninsured Motorist: Too many drivers are ignoring the law by driving without having the right amount of insurance. This type of coverage will cover you if one of these drivers hit you. Under-Insured Motorist: Many drivers have liability insurance that might not be able to cover all the expenses they are responsible for. Under-insured motorist coverage protects you in accidents involving those drivers. Other kinds of car insurance, like car rental, can also be purchased. Car Insurance Quotes Clermont