Every year, more automobiles and drivers travel the highways. This can lead to a higher possibility of a car accident. Car insurance can be the difference between a small setback and a major hassle. So how can you find out what insurance you need and the quantity you should buy? Insurance requirements vary by state/province, but typically include the following: Liability: This kind of insurance can pay for the damage that you are responsible for. These damages might include personal injury, and property damage. It can also cover your legal fees if you are sued. State laws typically mandate minimum amounts of liability insurance, but higher amounts are available and very beneficial. Personal Injury Protection: This type of insurance pays for the medical treatment for you or your passengers, regardless of who was at fault in the collision. It is mandated in some states and optional in others. The minimum amount of this insurance is typically set by the state. Medical Payments: This coverage is available in non-no-fault states; it will pay despite who may be responsible. All necessary medical or funeral expenses will be covered under this insurance policy. Collision: Pays for damages to your car caused by a collision. Comprehensive: Protect your car from damages from other sources when you buy this type of insurance. This can include protection from burglary, vandalism, and fire or flood damage. Uninsured Motorist: If you are hit by an uninsured driver, this type of insurance will protect you. Under-Insured Motorist: Many drivers have liability insurance that might not be able to pay for all the expenses they are responsible for. Under-insured motorist coverage covers you from those drivers. Other types of coverage, including car rental, can also be purchased. Car Insurance Groveland